High-tech redlining: AI is quietly upgrading institutional racism How an outlawed form of institutionalized discrimination is being quietly upgraded for the 21st century. During the heyday of redlining, the areas most frequently discriminated against were black inner city neighborhoods. For example, in Atlanta in the 1980s, a Pulitzer Prize -winning series of articles by investigative reporter Bill Dedman showed that banks would often lend to lower-income whites but not to middle-income or upper-income blacks. [ During the Great Depression, the federal government created the Home Owners’ Loan Corporation, which made low-interest home loans, and the Federal Housing Administration, which guaranteed mortgages made by private banks. The people running HOLC didn’t know much, if anything, about local borrowers, so they constructed “residential safety maps” that graded neighborhoods on a scale of A to D, with D neighborhoods color-coded in red to denote undesirable, high-risk ar
'An archive. Proof of Systemic Racism. Throughout history and in today's society. In America and abroad.' whytheracecardisplayed.com