A discriminatory practice by which banks,insurance companies, etc., refuse or limit loans, mortgages, insurance, etc., within specific geographic areas, especially inner-city neighborhoods. Definition: Redlining is against the law, but that doesn't always stop violators. It is a discriminatory practice in real estate, typically involving lenders that refuse to lend money or extend credit to borrowers in certain areas of town or when realtors won't show properties to certain types of people in certain neighborhoods. Those red-lined areas are typically occupied by people in poverty or people of color, or both. It is against the law to discriminate against borrowers based on race or color, among other factors. Redlining became known as such because lenders would literally draw a red line around a neighborhood on a map, often targeting areas with a high concentration of people of color, and then refusing to lend in those areas because they considered the so-called "risk&q
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